Archives for February 2007
Credit Repair: What Not To do!
Little Things Can Make a Big Difference
Perhaps you have had credit issues in the past and are trying to get back on track. Or maybe you have perfect credit and want to make sure it stays that way. Here are some important tips that can make a big difference.
Beware of Store Cards
Department stores love to […]
Your Credit Score – The Essential Facts
Your Credit and Your Life
Your credit score can have a profound effect on your financial life. It is essential to understand how credit scores work - and how you can make them work for you. Here are the important facts that can make all of the difference.
Who Are the Credit Bureaus?
I speak to people about […]
Mortgage Tips: How to Save Thousands of Dollars
So, you’re about to get a mortgage? Take a deep breath. Prepare to spend a little bit of time doing your homework. Three or four hours of effort may end up saving you thousands of dollars now, and tens of thousands of dollars over time. Home financing can be intimidating, but it’s not rocket science. A few basic considerations can make a world of difference.
Negative Amortization: Blessing or Curse?
What is Negative Amortization?
The term “negative amortization” refers to the potential for your loan amount to increase over time - in other words, you might have reverse or “negative” amortization. These loan programs allow you to pay less that the full amount of the interest due on your mortgage. If you pay less than the […]
Refinance Considerations
The Single Largest Financial Obligation
Your mortgage is probably the single largest financial obligation that you will have in your life. The investment that you have in your home can have great long term value, but on a month by month basis it represents a significant expense. The math for most people is simple, the more […]
Credit Repair Secrets That Work
Credit Repair Pays
The impact of bad credit can be significant. Over the years we have helped tens of thousands of our customers successfully repair their credit reports. Credit report repair takes effort and patience. But it is an effort that is well rewarded. We would like to offer some tips for those that would like […]
Florida Property Taxes. Pay Attention!
As property values in Florida have moved upwards in the last decade property taxes have become more important than ever to understand. Know what to expect when you buy a new home. Understand the value of the Florida homestead exemption.